Prevent Identity Theft by Checking Your Credit Report Regularly for Free

By Steven Presar

You may not know it but you are entitled to a free copy of your credit report once a year from Equifax, Experian and Trans Union!

These three major credit reporting companies maintain a profile of how you pay your bills, what type of mortgage loan you qualify for and whether you've been sued or filed for bankruptcy.

However, this free credit reporting service is not available in all areas of the United States yet.

The service has been available in the twelve western United States since January 1, 2005. It is now available in Midwestern states since March 1, 2005.